Finance Operator
Supervises receivables, payables, close, and expenses as one cash function — sold against days sales outstanding, reviewed monthly.
What it watches
Days sales outstanding against target across the whole finance function
What it does
Runs the operating plan across its roster and reallocates effort toward the biggest DSO drag, bringing you a monthly review — not individual write-off decisions
When it asks a human first
A write-off decision, a change to payment terms, or anything beyond your guardrail goes to you. Routine execution across receivables, payables, and close does not.
How it works
- 1Holds the operating plan
A supervisor agent holds the DSO target and the plan for reaching it, seeing cash position as one number across the whole finance function.
- 2Dispatches to the roster
Directs AR, AP, bookkeeping close, and expense intake toward whatever is dragging DSO up that period — a slow client segment, a reconciliation backlog.
- 3Runs a shared state store
Every supervised agent reads and writes to one state store, so a late payment and a delayed close are seen as one cash-position problem.
- 4Executes without asking per action
Inside the approved plan, it reallocates effort across the roster without a human sign-off on each individual action.
- 5Escalates plan changes only
A write-off decision, a change to payment terms, or anything beyond your guardrail goes to you; routine execution does not.
What triggers it
- · Days sales outstanding against target is recalculated across the finance function
- · A supervised agent's output changes DSO materially
- · A monthly operating-plan review comes due
- · A write-off or terms change would need to go beyond a guardrail
What you get
- · A live DSO dashboard against the target you set
- · A monthly operating plan with the reallocation reasoning behind it
- · A full decision log across receivables, payables, close, and expenses
- · A flagged list of anything that changed the plan itself
Not the right fit if
Not for businesses with only one finance function running — a single-function shop should run that agent directly rather than adding a supervisor with nothing yet to coordinate.
The math
At ~5 day of DSOs/mo × 60 min, that is roughly 5 h/mo — an estimate, not a guarantee.
What it orchestrates
No Tier 3 sale without at least two of these agents running for the client for 60 days — a qualification rule, not a disclaimer.
Frequently asked
Yes — no Finance Operator engagement starts without at least two of ar-collections, ap-processor, bookkeeping-close, or expense-intake already running for 60 days. That is a qualification rule, not a disclaimer: the operator needs a track record across the function to supervise against.
The operating plan and days sales outstanding against target — not individual invoices or transactions, which still report weekly from their own agents.
No — any write-off decision always comes to you; the agent surfaces the case and the number, you decide.
By tracing the collections funnel back to its slowest stage that period — a client segment, an aging bucket, a reconciliation delay — and reallocating effort there.
Ready to put finance operator to work?
Tell us about your setup and we'll confirm it fits within 48 hours.